*This paper session will be immediately followed by divisional meeting*  Machine-Learning Based Bankruptcy Prediction: The Role of External Audits and Financial ConstraintsAuthor(s)/Auteur(s): Hyunjun Song (Yonsei University), Dojoon Park (Yonsei University), Zoonky Lee (Yonsei University) & Yong Joo Kang (Thompson Rivers University) Data Analytics and AI: St...